General Aviation Insurance

Pilots in command of insurance

A modern approach to aviation insurance — real-time data, genuine risk mitigation, and coverage built for pilots, by pilots.

A modern approach to aviation insurance, utilizing real-time data and risk mitigation in a way the industry never has before.

Built for pilots, by pilots.

The Market Gap

Why general aviation
deserves better

Limited options

A shrinking roster of underwriters and a comingling of asset classes leave capable pilots — often simply because of age — without a realistic path to coverage.

No new competition

High barriers to entry mean little competition worldwide — and in its absence, the incumbents have little motivation to move past the traditional models.

Outdated data models

Underwriting built on limited snapshots lumps every pilot into the same risk profile, or disqualifies entire classes of aviators based on long-held yet largely unfounded beliefs about who is insurable.

Risk mitigation as an afterthought

Beyond FAA minimums, the market invests almost nothing in education, proficiency, or prevention. Better pilots mean fewer claims — the industry simply isn't built to make better pilots.

Our Approach

A new process
for an old problem

Aviators Direct is a vertically integrated aviation platform built to reduce claims, save lives, and keep pilots flying.

Real-time data

See the whole picture

We aggregate structured and unstructured data — six public sources and two direct-entry sources — for a comprehensive, near real-time view of pilot and aircraft risk.

Predictive analysis

Prevent the preventable

Professional-level training, weather avoidance, and airmanship — infused into the platform to identify and eliminate costly, preventable claims before they happen.

Language AI

Underwrite the individual

Volumes of subjective text become actionable insight, letting us underwrite and tailor mitigation plans around each pilot — not a general assumption.

Direct distribution

Remove the middleman

A new distribution model brings coverage to pilots at a lower cost than the rest of the market — direct, transparent, and on your side of the table.

A Cirrus SR22 in a steep diving bank against a deep blue sky, propeller spinning
In command — where data meets airmanship
Coverage

Built around the aircraft — and the aviator

Hull and liability programs designed on long-term value, paired with the risk-mitigation platform that makes both stronger.

Aircraft

Hull Coverage

  • Fixed premiums on 5- and 10-year terms
  • Structures designed to build long-term value over the life of the plan
  • The hull value you actually need — including for owners the market left behind
Pilot & Passenger

Liability Coverage

  • Flexible durations that fit how you actually fly
  • Limits up to $10 million
  • Operates like the traditional plans you know — priced the way they should be
The Fly Safe Program — proficiency starts under the cowl
Risk Mitigation

Fly Safe Program

  • Continuing education, training, and proficiency content beyond FAA minimums
  • Professional techniques made available to general aviation pilots
  • Safer pilots, fewer claims, better rates — everybody wins
Service

Concierge Services

  • Flight operations support through our FlightOps partnership
  • A pilot-first team that answers the phone — and speaks aviation
  • One platform for coverage, proficiency, and support
0
pilots on file with the FAA

holding an active medical — a market the incumbents underserve

0+
pilots on the waitlist

and growing, ahead of 2027 enrollment

0 yrs
proving the model

stress-tested with independent actuaries

$0M
liability limits available

with flexible durations built around how you fly

Our Path

Five years
in the making

2023
Research

Conceived after watching capable pilots lose coverage in the post-pandemic market, as underwriters exited and options narrowed for an entire generation of aviators.

2024
Evaluate

Market research at trade shows and fly-ins across the country. The waiting list grew to nearly 1,000 pilots looking for a new way to package general aviation coverage.

2025
Validate

The financial framework set and stress-tested with independent actuaries, while conversations opened with strategic partners across the aviation industry.

2026
Build

The platform, the team, and the partnerships take shape — and the waitlist keeps receiving pilot-first training and risk-mitigation content ahead of launch.

2027
Enrollment

Aviators Direct opens enrollment for its flagship insurance products across the United States — and general aviation gets the alternative it has been asking for.

Your seat is waiting

Enrollment opens in 2027 and spots are limited. Join the waitlist to be first in line — and start receiving pilot-first training and safety content today.

Join the Waitlist